$1,000.00 minimum balance required. 6 transfers allowed at no charge, 3 may be by check to a third party. If over 6 transfers occur, a $5.00 charge per transfer will apply. If balance drops below $1,000.00 per statement period a $5.00 maintenance fee will apply.  Interest may change at any time.

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Hi-Yield is a tiered variable rate account. $10,000.00 minimum balance is required. If balance drops below $10,000.00 the interest paid will revert to passbook savings interest rate. In addition, if the average balance for the month is less than $10,000.00 there will be a $ 10.00 charge. 6 transfers allowed at no charge, 3 may be by check to a third party. Transactions over 6 will each be charged a set fee of $5.00 per item. Interest rates may change at any time.

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$10.00 minimum required to open. If the balance drops below $10.00 no interest will be paid and a $1.00 service charge per quarter will apply. 9 free withdrawals per quarter are allowed, if more than 9 withdrawals per month are made a $.50 charge per withdrawal will apply.

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Customized investments available. We offer a wide range of terms at competitive rates.

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Christmas Savings Club pays interest at maturity. Rate may change annually. To earn interest you may not withdraw from your Christmas Savings Club until maturity. Christmas Savings Club matures October 31st. Minimum balance $2.00 Maximum $1,500.00 per account.

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A variety of Investment Services are available for Retirement Accounts.

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Bank by mail is available upon request.
Overdraft protection is available for those who qualify.

Simple interest is accrued on a daily collected balance.
Interest rates for all interest bearing checking and savings accounts are variable and subject to change.